New UPI Charges On Payment Explained: Rules, Limits And MDR Rate (2026)
Posted on September 17, 2026 by Rohit Bains
Here’s the short version: regular folks sending money to friends or paying for everyday stuff pay nothing. Zero. But there’s a new twist. A 0.4% Merchant Discount Rate (MDR) kicks in for bigger business sales. That starts 15 October 2026. The new UPI charges on payment rule locks in something important. Consumer transfers stay free. […]